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Some Real Estate agents are moving to Short Sales to boost business considering the deterioration of the market. Many real estate professionals do not completely comprehend the idea of short sales or how to deal with this extra crinkle in the sales process. Unfamiliarity leads to anxiety that handling a short sale will just take time and after all may not be rewarded with success..

A short sale happens when a homeowner’s mortgage balance is so significantly above the market value of the house selling the home just doesn’t make since financially unless the homeowner can cover the loss personally. Of course if the homeowner is experiencing a “need” to move or has endured job loss Cheap Women's New Balance 574 Floral Retro Pink White Green Shoes , illness or another hardship.

There are predictions that home prices across the country will continue to decline into 2010. According to RealtyTrac, homes in the foreclosure transaction were up 75% between August and October 2008 compared with the same period in 2007. Some forecasters have proposed that 13 homes in the United States are now “underwater”. That means that in order to keep deals flowing and to improve sales Cheap Men's New Balance 574 Classic Grey White Shoes , the agent in most communities just about has to deal with short sales.

Even in North Carolina, where housing has been insulated from the worst of the downturn Cheap Women's New Balance 574 Orange Green Shoes , the heavy concentration of workers in the financial industry may lead to bigger layoffs in the pending months Decline in banking generally leads to more foreclosures, which in term depresses the real estate mrket further.

Not every Realtor or Investor needs to be a short sale hot shot to profit from this swelling portion of the market. They just need to know where to turn to find an experienced short sale agent. It is far more efficient for most real estate agents to hire out he short sale activity to professionals that have a great deal of knowledge and have closed out a high percentage of their short sales.

Even if you plan to outsource the majority of your short sale process Cheap Women's New Balance 574 Orange Navy Shoes , Realtors should know the foundation of short sales. Specifically:

1. Identify the justification the homeowner has to sell. If it is an urgency or a hardship the lender is more likely to agree to a short sale than if the homeowner can afford the home, or can manage to pay the difference. One of the items the bank will need is a hardship letter justifying the situation.

2. Other paperwork that will usually be demanded of the homeowner in the short sale package will be:

Two years of tax returns;

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